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The Red Wagon Team
Main Street Realtors, Inc.

244 Redondo Avenue
Long Beach, CA. 90803

Direct: 800-300-6126
Phone: 562-413-7655

Fax: 562-446-4825

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The Red Wagon Team are top real estate professionals at Main Street Realtor

 

 

 

 

Long Beach Home Loans & Mortgage Tips

Buying a Home Tips

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Selling a Home Tips

Long Beach California Realtors

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Real Estate Glossary

Finding a home on the Internet is easy, but there are risks. One of our clients decided to shop on to go to the website that claims that when lenders compete for your loan, you win. The problem was is that her credit was run 70 times and the FICO score dropped so much that she was unable to get a loan.

She is now working with one of our affiliate mortgage loan consultants who is helping her recover her credit score. 

The lenders that we work with are going to look at your financial situation and goals, then offer you the best rates and terms that they can find from their network of lenders. When you fill out the form below, the information will be given to only one mortgage consultant that will contact you.

 

The key to making an offer is having all of your financial ducks in a row. A loan pre-approval letter at hand is almost as good as making a cash offer. Sellers weigh offers based on the strength of the buyer's financial capacity to actually complete the transaction. If you are pre-approved, you have a better chance of getting your offer accepted.

A pre-approval letter tells the seller that you can in fact buy the home! This is the strongest position a buyer can be in other than all cash. 

  • You will know in advance what your payments will be.
  • You won't have to waste time considering homes you cannot afford.
  • Your mortgage broker can shop in advance for the best loan package for you.
  • Sellers will find your offer-to-purchase more favorable when your offer is accompanied by a lender's letter of pre-approval vs being just pre-qualified.



We have a team of affiliate loan officers that are integrity based in their own businesses. They work with all of the major lenders and will find you the best rates and terms in the industry based upon your real estate plans and financial situation...while most banks are only going to quote you what they have to offer.



Fill out our Quick Loan Information Request below and a mortgage consultant will contact you within hours to discuss your loan needs...whether you plan to purchase a property or refinance your current property....they can help you.
 

 
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Disclaimer: all information provided is deemed reliable but is not guaranteed and should be independently verified.  Properties subject to prior sale, or rental.  Properties are listed for sale by all of the southern california real estate companies.   Our real estate tips are intended to be informational only.  The information contained herein does not constitute legal advice.  Consult with a qualified real estate attorney on legal matters and a Certified Public Accountant for tax information.

REALTOR® -- identifies a real estate professional who is a member of the National Association of REALTORS® and subscribes to its strict code of ethics.  We are committed to treat all parties to a transaction honestly. REALTORS® maintain a higher level of knowledge of the process of buying and selling real estate.

 

© Copyright 2003-2008, The Red Wagon Team,  All rights reserved.  No part of this website can be copied or used unless you have written permission from the corporate officers of The Red Wagon Team, Inc.  We are California real estate professionals at Main Street Realtors, Inc.



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